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This will assist you in calculating your medical contribution
Updated On: Aug 18, 2015

~~Medical Contribution under Chris Christie's Chapter 78

 
 
 


To calculate your contribution:
•Find your participation (Family, 2 adult, Plus one, Single) and your salary.
•Find your tier/year:  (Most Local 755 members are in tier 3 as of January 1, 2015)
•Write down the percentage you will pay.
•Find your medical plan and participation from the chart at the bottom.
•Add your prescription and dental cost to the cost of major medical
•Multiply the total by the percentage you wrote down earlier.
•That should give you your monthly copntribution amount.


HOW DO THEY COME UP WITH A MONTHLY AMOUNT IF WE ARE SELF INSURED?

How do we know how much they are spending each year?  And on what?

VIEW THE ANNUAL REPORTS ON THE HEALTH PLAN -
•Go to the Annual Report link on the member resources menu on your left

____________________________________________________________    


HEALTH BENEFITS CONTRIBUTION FOR SINGLE COVERAGE

(PERCENTAGE OF PREMIUM)*

Salary Range               Year 1  Year 2   Year 3   Year 4
less than 20,000           1.13% 2.25%   3.38%     4.50%
20,000-24,999.99         1.38% 2.75%   4.13%     5.50%
25,000-29,999.99         1.88% 3.75%   5.63%     7.50%
30,000-34,999.99         2.50% 5.00%   7.50%    10.00%
35,000-39,999.99         2.75% 5.50%   8.25%    11.00%
40,000-44,999.99         3.00% 6.00%   9.00%    12.00%
45,000-49,999.99         3.50% 7.00%   10.50%  14.00%
50,000-54,999.99         5.00% 10.00% 15.00%   20.00%
55,000-59,999.99         5.75% 11.50% 17.25%   23.00%
60,000-64,999.99         6.75% 13.50% 20.25%   27.00%
65,000-69,999.99         7.25% 14.50% 21.75%   29.00%
70,000-74,999.99         8.00% 16.00% 24.00%   32.00%
75,000-79,999.99         8.25% 16.50% 24.75%   33.00%
80,000-94,999.99         8.50% 17.00% 25.50%   34.00%
95,000 and over           8.75% 17.50% 26.25%    35.00%

*Member contribution is a minimum of 1.5% of base salary towards Health Benefits

HEALTH BENEFITS CONTRIBUTION FOR FAMILY COVERAGE
 (PERCENTAGE OF PREMIUM)*


Salary Range                Year 1  Year 2  Year 3    Year 4
less than 25,000           0.75% 1.50%    2.25%       3.00%
25,000-29,999.99         1.00% 2.00%    3.00%       4.00%
30,000-34,999.99         1.25% 2.50%    3.75%       5.00%
35,000-39,999.99         1.50% 3.00%    4.50%       6.00%
40,000-44,999.99         1.75% 3.50%    5.25%       7.00%
45,000-49,999.99         2.25% 4.50%    6.75%       9.00%
50,000-54,999.99         3.00% 6.00%    9.00%     12.00%
55,000-59,999.99         3.50% 7.00%    10.50%   14.00%
60,000-64,999.99         4.25% 8.50%    12.75%   17.00%
65,000-69,999.99         4.75% 9.50%    14.25%   19.00%
70,000-74,999.99         5.50% 11.00%  16.50%    22.00%
75,000-79,999.99         5.75% 11.50%  17.25%    23.00%
80,000-84,999.99         6.00% 12.00%  18.00%    24.00%
85,000-89,999.99         6.50% 13.00%  19.50%    26.00%
90,000-94,999.99         7.00% 14.00%   21.00%   28.00%
95,000-99,999.99         7.25% 14.50%   21.75%   29.00%
100,000-109,999.99      8.00% 16.00%   24.00%   32.00%
110,000 and over          8.75% 17.50%   26.25%    35.00%

*Member contribution is a minimum of 1.5% of base salary towards Health Benefits

HEALTH BENEFITS CONTRIBUTION FOR
 MEMBER/SPOUSE/PARTNER OR PARENT/CHILD COVERAGE
 (PERCENTAGE OF PREMIUM)*


Salary Range              Year 1 Year 2  Year 3  Year 4
less than 25,000          0.88% 1.75% 2.63%     3.50%
25,000-29,999.99        1.13% 2.25% 3.38%     4.50%
30,000-34,999.99        1.50% 3.00% 4.50%     6.00%
35,000-39,999.99        1.75% 3.50% 5.25%     7.00%
40,000-44,999.99        2.00% 4.00% 6.00%     8.00%
45,000-49,999.99        2.50% 5.00% 7.50%     10.00%
50,000-54,999.99        3.75% 7.50% 11.25%   15.00%
55,000-59,999.99        4.25% 8.50% 12.75%   17.00%
60,000-64,999.99        5.25% 10.50% 15.75%  21.00%
65,000-69,999.99        5.75% 11.50% 17.25%  23.00%
70,000-74,999.99        6.50% 13.00% 19.50%  26.00%
75,000-79,999.99        6.75% 13.50% 20.25%  27.00%
80,000-84,999.99        7.00% 14.00% 21.00%  28.00%
85,000-99,999.99        7.50% 15.00% 22.50%  30.00%
100,000 and over         8.75% 17.50% 26.25%  35.00%

*Member contribution is a minimum of 1.5% of base salary towards Health Benefits


Disclaimer:  These are approximate numbers and do not reflect actual payments/deductions, but this should give you a idea of your increase under Chris Christie's Chapter 78 Law

2015 MONTHLY COST OF MEDICAL BY PLAN AND PARTICIPATION

(COBRA Rates will be higher)

Type                            Direct Access   HMO Monthly
Single                            $739.42            $743.71
2 Adults                         $1611.95          $1599.26
Family                           $1885.55           $1906.99
Emp/Child                      $1079.56           $1,102.63


RX COST ($5/$15/$30 - $5/$30/$60 mail order)


Single           $271.00
2 Adults        $542.06
Family          $594.86
Emp/Child     $348.41


Dental                        (Single/Plus One/Family)

Delta Advantage          $36.44 $64.12 $110.30
Delta PPO                   $39.24 $67.97 $117.50
PPO Plus Premier         $39.24 $67.97 $117.50
Delta Flagship (Employee only)    $25.97 $49.83 $85.58
Health Plex (Employee Only)        $31.73 $63.47 $106.94


Choose your plan, mulitply the total of plan (add in the RX/Dental) times the percentage (based on your salary in the salary chart above).

If that number is higher than 1.5% of your salary, that is the amount you will be paying.


More Information:
Local 755 signs Clarification Agreement with The County of Bergen
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Upcoming Events
Local 755 Executive Board Meeting
Sep 04, 2017
The Union Office Room 396 One Bergen Plaza Hackensack NJ 07601
Local 755 Monthly Meeting
Sep 20, 2017
One Bergen County Plaza Hackensack, NJ 07601 The Learning Center (Rm. 460) or the 1st floor Multipurpose Room (Cafeteria)
Local 755 Executive Board Meeting
Oct 02, 2017
The Union Office Room 396 One Bergen Plaza Hackensack NJ 07601
Local 755 Monthly Meeting
Oct 18, 2017
One Bergen County Plaza Hackensack, NJ 07601 The Learning Center (Rm. 460) or the 1st floor Multipurpose Room (Cafeteria)
Local 755 Executive Board Meeting
Nov 06, 2017
The Union Office Room 396 One Bergen Plaza Hackensack NJ 07601
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